Accident Insurance Coverage Form

Accident Insurance

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Accident insurance for all your adventures

Coverages

Amount

Premium

Disability in the event of an accident
Payment of a monthly benefit when the insured becomes totally disabled further to an accident resulting in:

Hospitalization

Dismemberment

Fracture

Major burn

Major laceration

Available to all individuals with or without remunerative work with an adjustment of the definition of total disability.

Lifetime maximum of 7 months, non-integrated benefits.
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$700 $1,400

AD&D
Coverage in the event of death, dismemberment, or loss of use as a direct result of an accidental bodily injury or drowning.
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$70,000 $140,000 $210,000 $280,000 $350,000

Accidental Fracture
A lump-sum payment in the event of an accidental fracture. The amount varies according to the broken bone.
Click here to learn more Further to an accident

$7,000 $14,000

Extended medical care
Reimbursement of medically necessary expenses incurred in Canada within 12 months after the date on which the accident occurs. Examples of covered expenses:

Acute care hospitalization

Transportation by ambulance

Professional services (physiotherapist, registered nurse, etc.)

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$7.00

Hospital Benefits
Provides a daily benefit when the insured is hospitalized in Canada or the United States for at least 18 hours due to an accident. 7-day convalescence benefit granted per hospitalization period.
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$70/day $140/day $210/day $280/day $350/day

Monthly Total :

Learn more about the policy Details here

Fastest Underwriting

iA Financial Group is one of the largest insurance and wealth management groups in Canada, with operations in the United States. Founded in 1892, it is an important Canadian public company and is listed on the Toronto Stock Exchange under the ticker symbols IAG (common shares) and IAF (preferred shares).

Our new company structure gives us more flexibility to execute our growth strategy.

Our new holding company created on January 1, 2019, iA Financial Corporation Inc., will better serve our ambitions and the changing needs of our multifaceted financial services organization.

Credit Rating: A+ (Superior) Source – A.M. Best

iA Financial Group will have the fastest approval time, with Acci-7 usually being approved and issued immediately.No medical exam is required.

Click here to see a sample contract

$00.00

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How do all these products work?
Acci-7 is a product offered by iA which has 5 different coverages with varying units that you can pick and choose from to match your needs. Each coverage has its own unique benefits and administration. You can learn more about them here.
What is covered under this policy?
Each coverage has its own events and accidents that are covered. However, climbing, backcountry skiing, and other extreme sports are covered under every coverage.
What’s included with this policy?
Monthly benefits to cover a period of disability (Disability in case of accident)

A lump-sum tax-free benefit that will be paid to your loved ones in that event you pass away from an accident (AD&D)

A lump-sum amount in case of fracture (Accidental Fracture)

An amount of money to cover medical expenses following an accident (Extended medical care)

Benefits paid for each day of hospitalization (Hospital Benefits)
What isn’t covered under this policy?
Depending on which coverage you select, there is a varying number of exclusions including suicide, injury’s sustained during a riot, participation in any sport for compensation, operation of a motor vehicle while impaired, and others. Read here for full contract details.

Rock climbing, Ice climbing, mountaineering, skiing, and all other extreme sports ARE covered. Read here for full contract details
Is this different from other accident insurance?
This type of insurance is called non-integrated accident insurance. That means that this will pay in addition to any other type of insurance you already have including group benefits from your employer, or provincial benefits.
Who qualifies for this type of insurance?
All employed (or unemployed) individuals up to age 74

Any person living in Canada for at least 12 months and covered under a provincial health plan

Any person who does not have a permanent physical or intellectual disability, or who is not disabled at time of application
Can I get more disability insurance?
Unfortunately not, $1,400 is the maximum disability insurance we offer. However, we believe something is better than nothing and this is one of the few disability plans offered in Canada that does NOT have extreme sports as an exclusion.
Does this insurance require a medical exam?
No medical exam is required.
How long does it take to be approved?
You can be approved (almost) instantly.
Can I cancel my policy?
Absolutely, you can cancel whenever you like.
Want to know more?

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Dale Monette

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Jon Lamont
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