Accident Insurance
Uncertain how much you need?
Take our quiz and find out exactly how much we recommend!
Our Guarantee
Security
Your information is secure using 256-bit encryption.
No Obligation
No locked-in contracts, cancel anytime.
Lowest Prices
We’ve shopped the market to find you the best prices, guaranteed.
Need Help?
Call 1-403-800-9108
Mon-Fri 9:00-5:00 MST

Not sure if this is the best plan for you?
No problem we can walk you through some simple questions to make sure you get a plan that’s the perfect fit.
FAQ’s
- Acci-7 is a product offered by iA which has 5 different coverages with varying units that you can pick and choose from to match your needs. Each coverage has its own unique benefits and administration. You can learn more about them here.
- Each coverage has its own events and accidents that are covered. However, climbing, backcountry skiing, and other extreme sports are covered under every coverage.
- Monthly benefits to cover a period of disability (Disability in case of accident)
- A lump-sum tax-free benefit that will be paid to your loved ones in that event you pass away from an accident (AD&D)
- A lump-sum amount in case of fracture (Accidental Fracture)
- An amount of money to cover medical expenses following an accident (Extended medical care)
- Benefits paid for each day of hospitalization (Hospital Benefits)
- Depending on which coverage you select, there is a varying number of exclusions including suicide, injury’s sustained during a riot, participation in any sport for compensation, operation of a motor vehicle while impaired, and others. Read here for full contract details.
- Rock climbing, Ice climbing, mountaineering, skiing, and all other extreme sports ARE covered. Read here for full contract details
- This type of insurance is called non-integrated accident insurance. That means that this will pay in addition to any other type of insurance you already have including group benefits from your employer, or provincial benefits.
- All employed (or unemployed) individuals up to age 74
- Any person living in Canada for at least 12 months and covered under a provincial health plan
- Any person who does not have a permanent physical or intellectual disability, or who is not disabled at time of application
- Unfortunately not, $1,400 is the maximum disability insurance we offer. However, we believe something is better than nothing and this is one of the few disability plans offered in Canada that does NOT have extreme sports as an exclusion.
- No medical exam is required.
- You can be approved (almost) instantly.
- Absolutely, you can cancel whenever you like.
- Acci-7 is a product offered by iA which has 5 different coverages with varying units that you can pick and choose from to match your needs. Each coverage has its own unique benefits and administration. You can learn more about them here.
- Each coverage has its own events and accidents that are covered. However, climbing, backcountry skiing, and other extreme sports are covered under every coverage.
- Monthly benefits to cover a period of disability (Disability in case of accident)
- A lump-sum tax-free benefit that will be paid to your loved ones in that event you pass away from an accident (AD&D)
- A lump-sum amount in case of fracture (Accidental Fracture)
- An amount of money to cover medical expenses following an accident (Extended medical care)
- Benefits paid for each day of hospitalization (Hospital Benefits)
Depending on which coverage you select, there is a varying number of exclusions including suicide, injury’s sustained during a riot, participation in any sport for compensation, operation of a motor vehicle while impaired, and others. Read here for full contract details.
Rock climbing, Ice climbing, mountaineering, skiing, and all other extreme sports ARE covered. Read here for full contract details
This type of insurance is called non-integrated accident insurance. That means that this will pay in addition to any other type of insurance you already have including group benefits from your employer, or provincial benefits.
- All employed (or unemployed) individuals up to age 74
- Any person living in Canada for at least 12 months and covered under a provincial health plan
- Any person who does not have a permanent physical or intellectual disability, or who is not disabled at time of application
Unfortunately not, $1,400 is the maximum disability insurance we offer. However, we believe something is better than nothing and this is one of the few disability plans offered in Canada that does NOT have extreme sports as an exclusion.
No medical exam is required.
You can be approved (almost) instantly.
Absolutely, you can cancel whenever you like.
Our customers share our passion
- Jon LamontI am so happy that I was introduced to Affinity Life.
I have always been overwhelmed by the thought of finding the right insurance at the right price for my family and I. They made it easy to compare policies/prices and made the process so seamless.
Thank you for the peace of mind.
I would highly recommend Affinity Life to anyone.Kirstin BartschAs opposed to many companies we attempted to get life insurance through, with affinity we filled out a health questionnaire online Instead of doing a long phone conversation, and were approved even though we participate in outdoor activities like climbing and skiing. The approval process was also very fast. Great experience, highly recommendAlikGreat no nonsense platform. The entire application was online and only took a few minutes. Great option for anyone looking for life insurance that covers climbing, skiing, and other "extreme sports" often not covered by traditional life insurance options. - Monica BennettSo glad that I found this website and was able to purchase life insurance for myself without having to talk to a salesperson. The process was quite easy and I didn't feel pressured at any point by the customer service reps. I would definitely recommend it to families looking for life insurance but don't want to have an advisor sales pressure them.Melanie BodhiI would recommend this company 100%! After the birth of our second child, we decided that it was important to get life insurance. I had been hesitant to get insurance but was convinced by my partner that it was important. I found the website easy to use and convenient to do on our own time and pace. I enjoyed the low pressure experience that was also surprisingly informative. It was nice to feel in the "drivers seat" throughout the entire experience.Dale MonetteI've had the pleasure of working with Phil on several life insurance policies and have used his services with many clients assisting them with life insurance needs as well. Phil's expertise and commitment to finding the best product to suit each clients' needs are what sets him apart from the rest. Thanks so much Phil!