Select Between Minimum age is 18 / Max is 65
You are considered a smoker if in the past 12 months you have used any form of tobacco products (cigarettes, cigarillos, pipes, chewing tobacco, e-cigarettes, hookah, nicotine patch/gum), smoked more than one cigar per month and/or have used tobacco vape.
This is the length of your policy. The premium will be locked in for this term and will not increase until that period ends, and the life insurance renews. You can either choose to renew at the increased rates, shop the market for better rates at that time, or cancel the insurance altogether as it may not be needed anymore.
This is the amount that your beneficiary(s) will receive tax-free if you pass away.
You can add your partner easily and both apply at the same time! Adding your partner will show prices separately as well as combined. You will each have your own policy upon application completion, but can save time by applying together now!
Adding coverage for your partner is the same as buying 2 separate policies of the same coverage amount and policy length, but you get to cross this off both of your to-do lists! Your death benefits will be paid out to your respective beneficiaries.
... read moreGreat no nonsense platform. The entire application was online and only took a few minutes. Great option for anyone looking for life insurance that covers climbing, skiing, and other "extreme sports" often not covered by traditional life insurance options. read less
... read moreI've had the pleasure of working with Phil on several life insurance policies and have used his services with many clients assisting them with life insurance needs as well. Phil's expertise and commitment to finding the best product to suit each clients' needs are what sets him apart from the rest. Thanks so much Phil! read less
... read moreAs opposed to many companies we attempted to get life insurance through, with affinity we filled out a health questionnaire online Instead of doing a long phone conversation, and were approved even though we participate in outdoor activities like climbing and skiing. The approval process was also very fast. Great experience, highly recommend read less
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